Debt Free Citizen

Posted on Tuesday, 20th July 2010 by Amelia M

Since the Fair Isaacs computational structure remains a strictly private commercial device implemented by licensed creditors for a fee, there’s no truly effective means through which our local or national legislators could demand greater fairness or public participation much less dictate changes to the FICO formula. As a result, even the multi layered and vividly [...]

Tags: Credit, Credit Scores
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Posted on Sunday, 11th July 2010 by Gregory T

Worried you have a bad credit score? You’re definitely not alone.
More than a quarter of Americans now have a credit score of 599 or less, which categorizes them as a poor risk to lenders – that’s 2.4 million more people than before the Great Recession, according to a recent report by FICO, Inc. That means [...]

Tags: Credit, Credit Scores
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